ACGR vs VTI
ACGR vs VTI
American Century Large Cap Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ACGR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $10M | $663.5B | |
| Dividend Yield | 0.12% | 1.07% | |
| Holdings | 84 | 3,543 | |
| YTD Return | +7.61% | +13.57% | |
| 1Y Return | +13.85% | +24.23% | |
| 3Y Return (annualized) | +19.29% | +20.73% | |
| 5Y Return (annualized) | +11.22% | +12.24% | |
| Volatility (annualized) | 19.5% | 15.3% | |
| Max Drawdown | -34.5% | -56.6% | |
| Fund Family | American Century Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 29, 2021 | May 24, 2001 |
ACGR vs VTI Performance
American Century Large Cap Growth ETF (ACGR) is a ETF from American Century Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ACGR returned +13.85% while VTI returned +24.23%. Year to date, ACGR is up 7.61% versus a gain of 13.57% for VTI.
Over three years, ACGR compounded at +19.29% per year against +20.73% for VTI; over five years the annualized figures are +11.22% and +12.24% respectively. Across the full 5-year window we track, ACGR has the edge at +12.00% annualized vs +8.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACGR has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for ACGR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ACGR charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, ACGR currently yields 0.12% against 1.07% for VTI.
Holdings Overlap
ACGR and VTI share 84 holdings out of 2792 unique holdings combined, representing a 39.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ACGR | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 13.38% | 6.32% | 7.06% |
| GOOGL | 11.90% | 2.88% | 9.02% |
| AAPL | 3.61% | 5.84% | 2.23% |
| MSFT | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MA | Pro | Pro | Pro |
See all 10 holdings ACGR shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ACGR or VTI?
ACGR has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, ACGR or VTI?
Over the past year ACGR returned +13.85% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), ACGR annualized +12.00% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, ACGR or VTI?
ACGR has been the more volatile fund at 19.5% annualized versus 15.3% for VTI. Worst drawdown: ACGR -34.5% vs VTI -56.6%.
Should I hold both ACGR and VTI?
ACGR and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ACGR and VTI?
ACGR and VTI share 84 common holdings with a 39.5% weight overlap. Combined, they hold 2792 unique securities.
Which pays a higher dividend, ACGR or VTI?
ACGR yields 0.12% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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