ITOT vs VTI
ITOT vs VTI
iShares Core S&P Total US Stock Market ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ITOT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $93.5B | $663.5B | |
| Dividend Yield | 1.00% | 1.07% | |
| Holdings | 2,502 | 3,543 | |
| YTD Return | +10.22% | +10.14% | |
| 1Y Return | +19.76% | +19.82% | |
| 3Y Return (annualized) | +18.96% | +18.94% | |
| 5Y Return (annualized) | +11.79% | +11.79% | |
| Volatility (annualized) | 15.0% | 15.4% | |
| Max Drawdown | -56.3% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 20, 2004 | May 24, 2001 |
ITOT vs VTI Performance
iShares Core S&P Total US Stock Market ETF (ITOT) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ITOT returned +19.76% while VTI returned +19.82%. Year to date, ITOT is up 10.22% versus a gain of 10.14% for VTI.
Over three years, ITOT compounded at +18.96% per year against +18.94% for VTI; over five years the annualized figures are +11.79% and +11.79% respectively. Across the full 23-year window we track, ITOT has the edge at +9.06% annualized vs +7.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.0% for ITOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.3% for ITOT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITOT charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, ITOT currently yields 1.00% against 1.07% for VTI.
Holdings Overlap
ITOT and VTI share 1291 holdings out of 3120 unique holdings combined, representing a 86.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in ITOT | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.45% | 6.32% | 0.13% |
| AAPL | 6.25% | 5.84% | 0.41% |
| MSFT | 3.91% | 3.81% | 0.10% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings ITOT shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ITOT or VTI?
ITOT has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, ITOT or VTI?
Over the past year ITOT returned +19.76% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (23 years), ITOT annualized +9.06% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, ITOT or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 15.0% for ITOT. Worst drawdown: ITOT -56.3% vs VTI -56.6%.
Should I hold both ITOT and VTI?
ITOT and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ITOT and VTI?
ITOT and VTI share 1291 common holdings with a 86.5% weight overlap. Combined, they hold 3120 unique securities.
Which pays a higher dividend, ITOT or VTI?
ITOT yields 1.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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