ITOT vs IVV

Quick Verdict

ITOT delivered stronger 1-year returns. ITOT offers more diversification with 1628 holdings.

Lower Fees: TiedHigher Returns: ITOTMore Diversified: ITOT

Side-by-Side Comparison

MetricITOTIVVWinner
Expense Ratio0.03%0.03%
AUM$93.5B$865.2B
Dividend Yield1.00%1.09%
Holdings2,502508
YTD Return+10.22%+9.93%
1Y Return+19.76%+19.59%
3Y Return (annualized)+18.96%+19.41%
5Y Return (annualized)+11.79%+12.89%
Volatility (annualized)15.0%15.1%
Max Drawdown-56.3%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionJan 20, 2004May 15, 2000

ITOT vs IVV Performance

iShares Core S&P Total US Stock Market ETF (ITOT) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ITOT returned +19.76% while IVV returned +19.59%. Year to date, ITOT is up 10.22% versus a gain of 9.93% for IVV.

Over three years, ITOT compounded at +18.96% per year against +19.41% for IVV; over five years the annualized figures are +11.79% and +12.89% respectively. Across the full 23-year window we track, ITOT has the edge at +9.06% annualized vs +6.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 15.0% for ITOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.3% for ITOT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ITOT charges 0.03% per year while IVV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, ITOT currently yields 1.00% against 1.09% for IVV.

Holdings Overlap

85.0%overlap

ITOT and IVV share 465 holdings out of 1668 unique holdings combined, representing a 85.0% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in ITOTWeight in IVVDifference
NVDA6.45%7.76%1.31%
AAPL6.25%7.44%1.19%
MSFT3.91%4.57%0.66%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
MUProProPro
See all 10 holdings ITOT shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ITOT or IVV?

ITOT has an expense ratio of 0.03% while IVV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, ITOT or IVV?

Over the past year ITOT returned +19.76% vs +19.59% for IVV, so ITOT leads on 1-year performance. Over the longest common window we track (23 years), ITOT annualized +9.06% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, ITOT or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 15.0% for ITOT. Worst drawdown: ITOT -56.3% vs IVV -56.5%.

Should I hold both ITOT and IVV?

ITOT and IVV have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ITOT and IVV?

ITOT and IVV share 465 common holdings with a 85.0% weight overlap. Combined, they hold 1668 unique securities.

Which pays a higher dividend, ITOT or IVV?

ITOT yields 1.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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