ACGR vs SCHD
ACGR vs SCHD
American Century Large Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | ACGR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $10M | $103.7B | |
| Dividend Yield | 0.12% | 3.31% | |
| Holdings | 84 | 104 | |
| YTD Return | +8.28% | +23.31% | |
| 1Y Return | +16.21% | +30.42% | |
| 3Y Return (annualized) | +19.56% | +14.66% | |
| 5Y Return (annualized) | +11.36% | +9.59% | |
| Volatility (annualized) | 19.5% | 13.6% | |
| Max Drawdown | -34.5% | -33.4% | |
| Fund Family | American Century Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 29, 2021 | Oct 20, 2011 |
ACGR vs SCHD Performance
American Century Large Cap Growth ETF (ACGR) is a ETF from American Century Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ACGR returned +16.21% while SCHD returned +30.42%. Year to date, ACGR is up 8.28% versus a gain of 23.31% for SCHD.
Over three years, ACGR compounded at +19.56% per year against +14.66% for SCHD; over five years the annualized figures are +11.36% and +9.59% respectively. Across the full 5-year window we track, ACGR has the edge at +12.14% annualized vs +11.34%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ACGR has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for ACGR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ACGR charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, ACGR currently yields 0.12% against 3.31% for SCHD.
Holdings Overlap
ACGR and SCHD share 4 holdings out of 189 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ACGR | Weight in SCHD | Difference |
|---|---|---|---|
| ADP | 0.40% | 2.54% | 2.14% |
| SLB | 0.00% | 1.80% | 1.80% |
| FAST | 0.13% | 1.34% | 1.21% |
| RF | Pro | Pro | Pro |
See all 4 holdings ACGR shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ACGR or SCHD?
ACGR has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, ACGR or SCHD?
Over the past year ACGR returned +16.21% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), ACGR annualized +12.14% vs +11.34% for SCHD. Past performance does not guarantee future results.
Which is riskier, ACGR or SCHD?
ACGR has been the more volatile fund at 19.5% annualized versus 13.6% for SCHD. Worst drawdown: ACGR -34.5% vs SCHD -33.4%.
Should I hold both ACGR and SCHD?
ACGR and SCHD have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ACGR and SCHD?
ACGR and SCHD share 4 common holdings with a 0.8% weight overlap. Combined, they hold 189 unique securities.
Which pays a higher dividend, ACGR or SCHD?
ACGR yields 0.12% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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