FDVV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricFDVVSCHDWinner
Expense Ratio0.15%0.06%
AUM$9.7B$103.7B
Dividend Yield2.87%3.31%
Holdings102104
YTD Return+14.00%+24.08%
1Y Return+22.82%+31.88%
3Y Return (annualized)+19.85%+14.92%
5Y Return (annualized)+14.80%+9.85%
Volatility (annualized)16.1%13.6%
Max Drawdown-41.1%-33.4%
Fund FamilyFidelity Investments (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionSep 12, 2016Oct 20, 2011

FDVV vs SCHD Performance

Fidelity High Dividend ETF (FDVV) is a ETF from Fidelity Investments (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FDVV returned +22.82% while SCHD returned +31.88%. Year to date, FDVV is up 14.00% versus a gain of 24.08% for SCHD.

Over three years, FDVV compounded at +19.85% per year against +14.92% for SCHD; over five years the annualized figures are +14.80% and +9.85% respectively. Across the full 10-year window we track, FDVV has the edge at +11.94% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDVV has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.1% for FDVV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FDVV charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, FDVV currently yields 2.87% against 3.31% for SCHD.

Holdings Overlap

16.2%overlap

FDVV and SCHD share 23 holdings out of 174 unique holdings combined, representing a 16.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDVVWeight in SCHDDifference
KO1.88%4.08%2.20%
PG1.77%4.15%2.38%
HD1.75%4.16%2.41%
PEPProProPro
TXNProProPro
UNHProProPro
MOProProPro
MRKProProPro
VZProProPro
BXProProPro
See all 10 holdings FDVV shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, FDVV or SCHD?

FDVV has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, FDVV or SCHD?

Over the past year FDVV returned +22.82% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), FDVV annualized +11.94% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, FDVV or SCHD?

FDVV has been the more volatile fund at 16.1% annualized versus 13.6% for SCHD. Worst drawdown: FDVV -41.1% vs SCHD -33.4%.

Should I hold both FDVV and SCHD?

FDVV and SCHD have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FDVV and SCHD?

FDVV and SCHD share 23 common holdings with a 16.2% weight overlap. Combined, they hold 174 unique securities.

Which pays a higher dividend, FDVV or SCHD?

FDVV yields 2.87% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →