FDVV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricFDVVVTIWinner
Expense Ratio0.15%0.03%
AUM$9.7B$663.5B
Dividend Yield2.87%1.07%
Holdings1023,543
YTD Return+14.03%+13.57%
1Y Return+23.27%+24.23%
3Y Return (annualized)+19.85%+20.73%
5Y Return (annualized)+14.64%+12.24%
Volatility (annualized)16.1%15.3%
Max Drawdown-41.1%-56.6%
Fund FamilyFidelity Investments (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 12, 2016May 24, 2001

FDVV vs VTI Performance

Fidelity High Dividend ETF (FDVV) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FDVV returned +23.27% while VTI returned +24.23%. Year to date, FDVV is up 14.03% versus a gain of 13.57% for VTI.

Over three years, FDVV compounded at +19.85% per year against +20.73% for VTI; over five years the annualized figures are +14.64% and +12.24% respectively. Across the full 10-year window we track, FDVV has the edge at +11.94% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDVV has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.1% for FDVV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FDVV charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, FDVV currently yields 2.87% against 1.07% for VTI.

Holdings Overlap

35.3%overlap

FDVV and VTI share 83 holdings out of 2797 unique holdings combined, representing a 35.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDVVWeight in VTIDifference
NVDA6.76%6.32%0.44%
AAPL5.98%5.84%0.14%
MSFT4.05%3.81%0.24%
AVGOProProPro
GOOGLProProPro
JPMProProPro
DELLProProPro
BACProProPro
METAProProPro
KOProProPro
See all 10 holdings FDVV shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FDVV or VTI?

FDVV has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, FDVV or VTI?

Over the past year FDVV returned +23.27% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), FDVV annualized +11.94% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, FDVV or VTI?

FDVV has been the more volatile fund at 16.1% annualized versus 15.3% for VTI. Worst drawdown: FDVV -41.1% vs VTI -56.6%.

Should I hold both FDVV and VTI?

FDVV and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FDVV and VTI?

FDVV and VTI share 83 common holdings with a 35.3% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, FDVV or VTI?

FDVV yields 2.87% while VTI yields 1.07%, so FDVV currently pays the higher dividend yield.

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