FDVV vs SPY

Quick Verdict

SPY has a lower expense ratio. FDVV delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: FDVVMore Diversified: SPY

Side-by-Side Comparison

MetricFDVVSPYWinner
Expense Ratio0.15%0.09%
AUM$9.7B$789.1B
Dividend Yield2.87%1.01%
Holdings102505
YTD Return+11.50%+9.93%
1Y Return+20.46%+19.50%
3Y Return (annualized)+18.37%+19.33%
5Y Return (annualized)+14.24%+12.82%
Volatility (annualized)16.2%15.3%
Max Drawdown-41.1%-56.5%
Fund FamilyFidelity Investments (US)State Street Investment Management
CategoryEquityEquity
InceptionSep 12, 2016Jan 22, 1993

FDVV vs SPY Performance

Fidelity High Dividend ETF (FDVV) is a ETF from Fidelity Investments (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FDVV returned +20.46% while SPY returned +19.50%. Year to date, FDVV is up 11.50% versus a gain of 9.93% for SPY.

Over three years, FDVV compounded at +18.37% per year against +19.33% for SPY; over five years the annualized figures are +14.24% and +12.82% respectively. Across the full 10-year window we track, FDVV has the edge at +11.71% annualized vs +8.74%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDVV has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.1% for FDVV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FDVV charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, FDVV currently yields 2.87% against 1.01% for SPY.

Holdings Overlap

37.9%overlap

FDVV and SPY share 77 holdings out of 523 unique holdings combined, representing a 37.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDVVWeight in SPYDifference
NVDA6.76%7.31%0.55%
AAPL5.98%7.09%1.11%
MSFT4.05%4.43%0.38%
AVGOProProPro
GOOGLProProPro
JPMProProPro
DELLProProPro
METAProProPro
BACProProPro
KOProProPro
See all 10 holdings FDVV shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FDVV or SPY?

FDVV has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, FDVV or SPY?

Over the past year FDVV returned +20.46% vs +19.50% for SPY, so FDVV leads on 1-year performance. Over the longest common window we track (10 years), FDVV annualized +11.71% vs +8.74% for SPY. Past performance does not guarantee future results.

Which is riskier, FDVV or SPY?

FDVV has been the more volatile fund at 16.2% annualized versus 15.3% for SPY. Worst drawdown: FDVV -41.1% vs SPY -56.5%.

Should I hold both FDVV and SPY?

FDVV and SPY have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FDVV and SPY?

FDVV and SPY share 77 common holdings with a 37.9% weight overlap. Combined, they hold 523 unique securities.

Which pays a higher dividend, FDVV or SPY?

FDVV yields 2.87% while SPY yields 1.01%, so FDVV currently pays the higher dividend yield.

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