ACGR vs QQQ
ACGR vs QQQ
American Century Large Cap Growth ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | ACGR | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.18% | |
| AUM | $10M | $455.8B | |
| Dividend Yield | 0.12% | 0.41% | |
| Holdings | 84 | 108 | |
| YTD Return | +8.09% | +18.34% | |
| 1Y Return | +15.18% | +28.94% | |
| 3Y Return (annualized) | +19.50% | +25.28% | |
| 5Y Return (annualized) | +11.47% | +15.22% | |
| Volatility (annualized) | 19.5% | 30.6% | |
| Max Drawdown | -34.5% | -83.0% | |
| Fund Family | American Century Investments | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jun 29, 2021 | Mar 10, 1999 |
ACGR vs QQQ Performance
American Century Large Cap Growth ETF (ACGR) is a ETF from American Century Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ACGR returned +15.18% while QQQ returned +28.94%. Year to date, ACGR is up 8.09% versus a gain of 18.34% for QQQ.
Over three years, ACGR compounded at +19.50% per year against +25.28% for QQQ; over five years the annualized figures are +11.47% and +15.22% respectively. Across the full 5-year window we track, QQQ has the edge at +13.12% annualized vs +12.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 19.5% for ACGR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for ACGR and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ACGR charges 0.39% per year while QQQ charges 0.18%. On a $10,000 position that is $39 vs $18 annually, a gap of $21 per year that compounds over a long holding period. On income, ACGR currently yields 0.12% against 0.41% for QQQ.
Holdings Overlap
ACGR and QQQ share 37 holdings out of 159 unique holdings combined, representing a 45.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ACGR | Weight in QQQ | Difference |
|---|---|---|---|
| NVDA | 13.38% | 7.88% | 5.50% |
| GOOGL | 11.90% | 3.29% | 8.61% |
| AAPL | 3.61% | 7.46% | 3.85% |
| MSFT | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| LRCX | Pro | Pro | Pro |
See all 10 holdings ACGR shares with QQQ Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ACGR or QQQ?
ACGR has an expense ratio of 0.39% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, ACGR or QQQ?
Over the past year ACGR returned +15.18% vs +28.94% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), ACGR annualized +12.11% vs +13.12% for QQQ. Past performance does not guarantee future results.
Which is riskier, ACGR or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 19.5% for ACGR. Worst drawdown: ACGR -34.5% vs QQQ -83.0%.
Should I hold both ACGR and QQQ?
ACGR and QQQ have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ACGR and QQQ?
ACGR and QQQ share 37 common holdings with a 45.8% weight overlap. Combined, they hold 159 unique securities.
Which pays a higher dividend, ACGR or QQQ?
ACGR yields 0.12% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.
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