RLTY vs VTI
RLTY vs VTI
Cohen & Steers Real Estate Opportunities and Income Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RLTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.19% | 0.03% | |
| AUM | $260M | $663.5B | |
| Dividend Yield | 7.57% | 1.07% | |
| Holdings | 232 | 3,543 | |
| YTD Return | +13.49% | +14.20% | |
| 1Y Return | +11.44% | +24.16% | |
| 3Y Return (annualized) | +13.50% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 23.3% | 15.3% | |
| Max Drawdown | -35.4% | -56.6% | |
| Fund Family | Cohen & Steers Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Feb 24, 2022 | May 24, 2001 |
RLTY vs VTI Performance
Cohen & Steers Real Estate Opportunities and Income Fund (RLTY) is a ETF from Cohen & Steers Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RLTY returned +11.44% while VTI returned +24.16%. Year to date, RLTY is up 13.49% versus a gain of 14.20% for VTI.
Over three years, RLTY compounded at +13.50% per year against +21.12% for VTI. Across the full 4-year window we track, VTI has the edge at +8.14% annualized vs +3.58%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RLTY has been the more volatile fund, with annualized monthly volatility of 23.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.4% for RLTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RLTY charges 1.19% per year while VTI charges 0.03%. On a $10,000 position that is $119 vs $3 annually, a gap of $116 per year that compounds over a long holding period. On income, RLTY currently yields 7.57% against 1.07% for VTI.
Holdings Overlap
RLTY and VTI share 24 holdings out of 2928 unique holdings combined, representing a 1.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RLTY | Weight in VTI | Difference |
|---|---|---|---|
| WELL | 15.93% | 0.22% | 15.71% |
| DLR | 10.68% | 0.09% | 10.59% |
| CCI | 8.88% | 0.05% | 8.83% |
| AMT | Pro | Pro | Pro |
| PLD | Pro | Pro | Pro |
| EQIX | Pro | Pro | Pro |
| EXR | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
| ELS | Pro | Pro | Pro |
| OUT | Pro | Pro | Pro |
See all 10 holdings RLTY shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RLTY or VTI?
RLTY has an expense ratio of 1.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
Which performed better, RLTY or VTI?
Over the past year RLTY returned +11.44% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), RLTY annualized +3.58% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RLTY or VTI?
RLTY has been the more volatile fund at 23.3% annualized versus 15.3% for VTI. Worst drawdown: RLTY -35.4% vs VTI -56.6%.
Should I hold both RLTY and VTI?
RLTY and VTI have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RLTY and VTI?
RLTY and VTI share 24 common holdings with a 1.5% weight overlap. Combined, they hold 2928 unique securities.
Which pays a higher dividend, RLTY or VTI?
RLTY yields 7.57% while VTI yields 1.07%, so RLTY currently pays the higher dividend yield.
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