IVV vs RLTY
IVV vs RLTY
iShares Core S&P 500 ETF vs Cohen & Steers Real Estate Opportunities and Income Fund
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | RLTY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.19% | |
| AUM | $865.2B | $260M | |
| Dividend Yield | 1.09% | 7.57% | |
| Holdings | 508 | 232 | |
| YTD Return | +9.93% | +13.92% | |
| 1Y Return | +19.59% | +13.40% | |
| 3Y Return (annualized) | +19.41% | +12.57% | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.1% | 23.5% | |
| Max Drawdown | -56.5% | -35.4% | |
| Fund Family | iShares by BlackRock (US) | Cohen & Steers Funds | |
| Category | Equity | Allocation/Balanced | |
| Inception | May 15, 2000 | Feb 24, 2022 |
IVV vs RLTY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Cohen & Steers Real Estate Opportunities and Income Fund (RLTY) is a ETF from Cohen & Steers Funds. Over the past year IVV returned +19.59% while RLTY returned +13.40%. Year to date, IVV is up 9.93% versus a gain of 13.92% for RLTY.
Over three years, IVV compounded at +19.41% per year against +12.57% for RLTY. Across the full 4-year window we track, IVV has the edge at +6.91% annualized vs +3.69%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RLTY has been the more volatile fund, with annualized monthly volatility of 23.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -35.4% for RLTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while RLTY charges 1.19%. On a $10,000 position that is $3 vs $119 annually, a gap of $116 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.57% for RLTY.
Holdings Overlap
IVV and RLTY share 19 holdings out of 655 unique holdings combined, representing a 2.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in RLTY | Difference |
|---|---|---|---|
| WELL | 0.27% | 15.93% | 15.66% |
| DLR | 0.10% | 10.68% | 10.58% |
| CCI | 0.05% | 8.88% | 8.83% |
| AMT | Pro | Pro | Pro |
| PLD | Pro | Pro | Pro |
| EQIX | Pro | Pro | Pro |
| EXR | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
| HST | Pro | Pro | Pro |
| PSA | Pro | Pro | Pro |
See all 10 holdings IVV shares with RLTY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or RLTY?
IVV has an expense ratio of 0.03% while RLTY charges 1.19%. IVV is the cheaper option. On a $10,000 investment, that is $116 per year of difference.
Which performed better, IVV or RLTY?
Over the past year IVV returned +19.59% vs +13.40% for RLTY, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +6.91% vs +3.69% for RLTY. Past performance does not guarantee future results.
Which is riskier, IVV or RLTY?
RLTY has been the more volatile fund at 23.5% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RLTY -35.4%.
Should I hold both IVV and RLTY?
IVV and RLTY have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RLTY?
IVV and RLTY share 19 common holdings with a 2.4% weight overlap. Combined, they hold 655 unique securities.
Which pays a higher dividend, IVV or RLTY?
IVV yields 1.09% while RLTY yields 7.57%, so RLTY currently pays the higher dividend yield.
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