IVV vs VTI
IVV vs VTI
iShares Core S&P 500 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IVV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $865.2B | $663.5B | |
| Dividend Yield | 1.09% | 1.07% | |
| Holdings | 508 | 3,543 | |
| YTD Return | +11.54% | +11.83% | |
| 1Y Return | +21.48% | +21.79% | |
| 3Y Return (annualized) | +20.86% | +20.40% | |
| 5Y Return (annualized) | +13.02% | +11.96% | |
| Volatility (annualized) | 15.1% | 15.3% | |
| Max Drawdown | -56.5% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | May 24, 2001 |
IVV vs VTI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IVV returned +21.48% while VTI returned +21.79%. Year to date, IVV is up 11.54% versus a gain of 11.83% for VTI.
Over three years, IVV compounded at +20.86% per year against +20.40% for VTI; over five years the annualized figures are +13.02% and +11.96% respectively. Across the full 25-year window we track, VTI has the edge at +8.06% annualized vs +6.97%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, IVV currently yields 1.09% against 1.07% for VTI.
Holdings Overlap
IVV and VTI share 463 holdings out of 2825 unique holdings combined, representing a 84.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in IVV | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.76% | 6.32% | 1.44% |
| AAPL | 7.44% | 5.84% | 1.60% |
| MSFT | 4.57% | 3.81% | 0.76% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings IVV shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or VTI?
IVV has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IVV or VTI?
Over the past year IVV returned +21.48% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IVV annualized +6.97% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, IVV or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs VTI -56.6%.
Should I hold both IVV and VTI?
IVV and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and VTI?
IVV and VTI share 463 common holdings with a 84.8% weight overlap. Combined, they hold 2825 unique securities.
Which pays a higher dividend, IVV or VTI?
IVV yields 1.09% while VTI yields 1.07%, so IVV currently pays the higher dividend yield.
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