RLTY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRLTYVYMWinner
Expense Ratio1.19%0.04%
AUM$260M$79.0B
Dividend Yield7.57%2.86%
Holdings232568
YTD Return+13.92%+13.24%
1Y Return+13.40%+23.76%
3Y Return (annualized)+12.57%+16.97%
5Y Return (annualized)-+12.26%
Volatility (annualized)23.5%14.6%
Max Drawdown-35.4%-58.8%
Fund FamilyCohen & Steers FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionFeb 24, 2022Nov 10, 2006

RLTY vs VYM Performance

Cohen & Steers Real Estate Opportunities and Income Fund (RLTY) is a ETF from Cohen & Steers Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RLTY returned +13.40% while VYM returned +23.76%. Year to date, RLTY is up 13.92% versus a gain of 13.24% for VYM.

Over three years, RLTY compounded at +12.57% per year against +16.97% for VYM. Across the full 4-year window we track, VYM has the edge at +6.96% annualized vs +3.69%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RLTY has been the more volatile fund, with annualized monthly volatility of 23.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.4% for RLTY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RLTY charges 1.19% per year while VYM charges 0.04%. On a $10,000 position that is $119 vs $4 annually, a gap of $115 per year that compounds over a long holding period. On income, RLTY currently yields 7.57% against 2.86% for VYM.

Holdings Overlap

0.6%overlap

RLTY and VYM share 5 holdings out of 722 unique holdings combined, representing a 0.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RLTYWeight in VYMDifference
C0.23%0.81%0.58%
PR0.94%0.06%0.88%
NEE0.14%0.86%0.72%
MTBProProPro
VOYAProProPro
See all 5 holdings RLTY shares with VYM
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Frequently Asked Questions

Which is cheaper, RLTY or VYM?

RLTY has an expense ratio of 1.19% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $115 per year of difference.

Which performed better, RLTY or VYM?

Over the past year RLTY returned +13.40% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), RLTY annualized +3.69% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, RLTY or VYM?

RLTY has been the more volatile fund at 23.5% annualized versus 14.6% for VYM. Worst drawdown: RLTY -35.4% vs VYM -58.8%.

Should I hold both RLTY and VYM?

RLTY and VYM have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RLTY and VYM?

RLTY and VYM share 5 common holdings with a 0.6% weight overlap. Combined, they hold 722 unique securities.

Which pays a higher dividend, RLTY or VYM?

RLTY yields 7.57% while VYM yields 2.86%, so RLTY currently pays the higher dividend yield.

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