FITZ vs VTI
FITZ vs VTI
Fitz-Gerald Must Have Portfolio ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FITZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $81M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | -0.79% | +13.57% | |
| 1Y Return | - | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -7.4% | -56.6% | |
| Fund Family | XFunds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 27, 2026 | May 24, 2001 |
FITZ vs VTI Performance
Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, FITZ is down 0.79% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.4% for FITZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FITZ charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
FITZ and VTI share 28 holdings out of 2786 unique holdings combined, representing a 32.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FITZ | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 5.20% | 6.32% | 1.12% |
| AAPL | 4.91% | 5.84% | 0.93% |
| MSFT | 3.30% | 3.81% | 0.51% |
| JPM | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
See all 10 holdings FITZ shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FITZ or VTI?
FITZ has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
What is the holdings overlap between FITZ and VTI?
FITZ and VTI share 28 common holdings with a 32.4% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, FITZ or VTI?
FITZ yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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