FITZ vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricFITZVYMWinner
Expense Ratio0.75%0.04%
AUM$81M$79.0B
Dividend Yield0.00%2.86%
Holdings32568
YTD Return-0.79%+15.45%
1Y Return-+26.05%
3Y Return (annualized)-+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)-14.6%
Max Drawdown-7.4%-58.8%
Fund FamilyXFundsVanguard (US)
CategoryEquityEquity
InceptionMay 27, 2026Nov 10, 2006

FITZ vs VYM Performance

Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, FITZ is down 0.79% versus a gain of 15.45% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.4% for FITZ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FITZ charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 2.86% for VYM.

Holdings Overlap

18.4%overlap

FITZ and VYM share 11 holdings out of 578 unique holdings combined, representing a 18.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FITZWeight in VYMDifference
AVGO3.69%6.47%2.78%
JPM5.69%3.36%2.33%
WMT4.10%2.44%1.66%
ABBVProProPro
CVXProProPro
XOMProProPro
LMTProProPro
GILDProProPro
WMProProPro
PGProProPro
See all 10 holdings FITZ shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FITZ or VYM?

FITZ has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

What is the holdings overlap between FITZ and VYM?

FITZ and VYM share 11 common holdings with a 18.4% weight overlap. Combined, they hold 578 unique securities.

Which pays a higher dividend, FITZ or VYM?

FITZ yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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