FITZ vs SCHD
FITZ vs SCHD
Fitz-Gerald Must Have Portfolio ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FITZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $81M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 32 | 104 | |
| YTD Return | +0.87% | +24.26% | |
| 1Y Return | - | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -7.4% | -33.4% | |
| Fund Family | XFunds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 27, 2026 | Oct 20, 2011 |
FITZ vs SCHD Performance
Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, FITZ is up 0.87% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.4% for FITZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FITZ charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
FITZ and SCHD share 3 holdings out of 128 unique holdings combined, representing a 7.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, FITZ or SCHD?
FITZ has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
What is the holdings overlap between FITZ and SCHD?
FITZ and SCHD share 3 common holdings with a 7.6% weight overlap. Combined, they hold 128 unique securities.
Which pays a higher dividend, FITZ or SCHD?
FITZ yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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