FITZ vs SPY
FITZ vs SPY
Fitz-Gerald Must Have Portfolio ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | FITZ | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.09% | |
| AUM | $81M | $789.1B | |
| Dividend Yield | 0.00% | 1.01% | |
| Holdings | 32 | 505 | |
| YTD Return | -0.71% | +13.10% | |
| 1Y Return | - | +22.80% | |
| 3Y Return (annualized) | - | +20.98% | |
| 5Y Return (annualized) | - | +13.20% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -7.4% | -56.5% | |
| Fund Family | XFunds | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | May 27, 2026 | Jan 22, 1993 |
FITZ vs SPY Performance
Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, FITZ is down 0.71% versus a gain of 13.10% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -7.4% for FITZ and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
FITZ charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 1.01% for SPY.
Holdings Overlap
FITZ and SPY share 26 holdings out of 508 unique holdings combined, representing a 34.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FITZ | Weight in SPY | Difference |
|---|---|---|---|
| NVDA | 5.20% | 7.31% | 2.11% |
| AAPL | 4.91% | 7.09% | 2.18% |
| MSFT | 3.30% | 4.43% | 1.13% |
| JPM:US | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
See all 10 holdings FITZ shares with SPY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FITZ or SPY?
FITZ has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
What is the holdings overlap between FITZ and SPY?
FITZ and SPY share 26 common holdings with a 34.1% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, FITZ or SPY?
FITZ yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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