FITZ vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricFITZQQQWinner
Expense Ratio0.75%0.18%
AUM$81M$455.8B
Dividend Yield0.00%0.41%
Holdings32108
YTD Return-0.79%+17.27%
1Y Return-+28.64%
3Y Return (annualized)-+24.88%
5Y Return (annualized)-+14.86%
Volatility (annualized)-30.6%
Max Drawdown-7.4%-83.0%
Fund FamilyXFundsInvesco (US)
CategoryEquityEquity
InceptionMay 27, 2026Mar 10, 1999

FITZ vs QQQ Performance

Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, FITZ is down 0.79% versus a gain of 17.27% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.4% for FITZ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FITZ charges 0.75% per year while QQQ charges 0.18%. On a $10,000 position that is $75 vs $18 annually, a gap of $57 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 0.41% for QQQ.

Holdings Overlap

36.7%overlap

FITZ and QQQ share 17 holdings out of 117 unique holdings combined, representing a 36.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FITZWeight in QQQDifference
NVDA5.20%7.88%2.68%
AAPL4.91%7.46%2.55%
AMD4.84%3.85%0.99%
MSFTProProPro
TSLAProProPro
AVGOProProPro
WMTProProPro
AMZNProProPro
PLTRProProPro
CRWDProProPro
See all 10 holdings FITZ shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FITZ or QQQ?

FITZ has an expense ratio of 0.75% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

What is the holdings overlap between FITZ and QQQ?

FITZ and QQQ share 17 common holdings with a 36.7% weight overlap. Combined, they hold 117 unique securities.

Which pays a higher dividend, FITZ or QQQ?

FITZ yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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