FITZ vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricFITZIVVWinner
Expense Ratio0.75%0.03%
AUM$81M$865.2B
Dividend Yield0.00%1.09%
Holdings32508
YTD Return-0.79%+13.31%
1Y Return-+24.00%
3Y Return (annualized)-+21.16%
5Y Return (annualized)-+13.34%
Volatility (annualized)-15.1%
Max Drawdown-7.4%-56.5%
Fund FamilyXFundsiShares by BlackRock (US)
CategoryEquityEquity
InceptionMay 27, 2026May 15, 2000

FITZ vs IVV Performance

Fitz-Gerald Must Have Portfolio ETF (FITZ) is a ETF from XFunds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Year to date, FITZ is down 0.79% versus a gain of 13.31% for IVV.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -7.4% for FITZ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

FITZ charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, FITZ currently yields 0.00% against 1.09% for IVV.

Holdings Overlap

34.1%overlap

FITZ and IVV share 26 holdings out of 510 unique holdings combined, representing a 34.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FITZWeight in IVVDifference
NVDA5.20%7.76%2.56%
AAPL4.91%7.44%2.53%
MSFT3.30%4.57%1.27%
JPMProProPro
AVGOProProPro
TSLAProProPro
AMDProProPro
LLYProProPro
AMZNProProPro
ABBVProProPro
See all 10 holdings FITZ shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, FITZ or IVV?

FITZ has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

What is the holdings overlap between FITZ and IVV?

FITZ and IVV share 26 common holdings with a 34.1% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, FITZ or IVV?

FITZ yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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