EDF vs SCHD
EDF vs SCHD
Virtus Stone Harbor Emerging Markets Income Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | EDF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 2.56% | 0.06% | |
| AUM | $162M | $103.7B | |
| Dividend Yield | 14.31% | 3.31% | |
| Holdings | 104 | 104 | |
| YTD Return | +13.15% | +22.69% | |
| 1Y Return | +17.97% | +30.94% | |
| 3Y Return (annualized) | +17.52% | +14.20% | |
| 5Y Return (annualized) | +4.47% | +9.59% | |
| Volatility (annualized) | 25.7% | 13.7% | |
| Max Drawdown | -83.8% | -33.4% | |
| Fund Family | Virtus Investment Partners | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Dec 23, 2010 | Oct 20, 2011 |
EDF vs SCHD Performance
Virtus Stone Harbor Emerging Markets Income Fund (EDF) is a ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EDF returned +17.97% while SCHD returned +30.94%. Year to date, EDF is up 13.15% versus a gain of 22.69% for SCHD.
Over three years, EDF compounded at +17.52% per year against +14.20% for SCHD; over five years the annualized figures are +4.47% and +9.59% respectively. Across the full 15-year window we track, SCHD has the edge at +11.31% annualized vs -5.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EDF has been the more volatile fund, with annualized monthly volatility of 25.7% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.8% for EDF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EDF charges 2.56% per year while SCHD charges 0.06%. On a $10,000 position that is $256 vs $6 annually, a gap of $250 per year that compounds over a long holding period. On income, EDF currently yields 14.31% against 3.31% for SCHD.
Holdings Overlap
EDF and SCHD share 0 holdings out of 139 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EDF or SCHD?
EDF has an expense ratio of 2.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $250 per year of difference.
Which performed better, EDF or SCHD?
Over the past year EDF returned +17.97% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EDF annualized -5.04% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, EDF or SCHD?
EDF has been the more volatile fund at 25.7% annualized versus 13.7% for SCHD. Worst drawdown: EDF -83.8% vs SCHD -33.4%.
Should I hold both EDF and SCHD?
EDF and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EDF and SCHD?
EDF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, EDF or SCHD?
EDF yields 14.31% while SCHD yields 3.31%, so EDF currently pays the higher dividend yield.
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