AGRW vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricAGRWVTIWinner
Expense Ratio0.35%0.03%
AUM$108M$663.5B
Dividend Yield0.12%1.07%
Holdings463,543
YTD Return+9.83%+14.20%
1Y Return+14.22%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)17.3%15.3%
Max Drawdown-16.5%-56.6%
Fund FamilyAllspring Global InvestmentsVanguard (US)
CategoryEquityEquity
InceptionMar 26, 2025May 24, 2001

AGRW vs VTI Performance

Allspring LT Large Growth ETF (AGRW) is a ETF from Allspring Global Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AGRW returned +14.22% while VTI returned +24.16%. Year to date, AGRW is up 9.83% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

AGRW has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.5% for AGRW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AGRW charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, AGRW currently yields 0.12% against 1.07% for VTI.

Holdings Overlap

34.5%overlap

AGRW and VTI share 43 holdings out of 2789 unique holdings combined, representing a 34.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AGRWWeight in VTIDifference
NVDA15.12%6.32%8.80%
GOOG8.56%2.27%6.29%
AAPL4.72%5.84%1.12%
AVGOProProPro
AMZNProProPro
MSFTProProPro
METAProProPro
LLYProProPro
VProProPro
MUProProPro
See all 10 holdings AGRW shares with VTI
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Frequently Asked Questions

Which is cheaper, AGRW or VTI?

AGRW has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, AGRW or VTI?

Over the past year AGRW returned +14.22% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), AGRW annualized +24.46% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, AGRW or VTI?

AGRW has been the more volatile fund at 17.3% annualized versus 15.3% for VTI. Worst drawdown: AGRW -16.5% vs VTI -56.6%.

Should I hold both AGRW and VTI?

AGRW and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AGRW and VTI?

AGRW and VTI share 43 common holdings with a 34.5% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, AGRW or VTI?

AGRW yields 0.12% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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