AGRW vs SCHD
AGRW vs SCHD
Allspring LT Large Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AGRW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $108M | $103.7B | |
| Dividend Yield | 0.12% | 3.31% | |
| Holdings | 46 | 104 | |
| YTD Return | +9.83% | +24.26% | |
| 1Y Return | +14.22% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 17.3% | 13.6% | |
| Max Drawdown | -16.5% | -33.4% | |
| Fund Family | Allspring Global Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 26, 2025 | Oct 20, 2011 |
AGRW vs SCHD Performance
Allspring LT Large Growth ETF (AGRW) is a ETF from Allspring Global Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AGRW returned +14.22% while SCHD returned +31.38%. Year to date, AGRW is up 9.83% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
AGRW has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.5% for AGRW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGRW charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, AGRW currently yields 0.12% against 3.31% for SCHD.
Holdings Overlap
AGRW and SCHD share 1 holdings out of 148 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in AGRW | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 1.13% | 4.54% | 3.41% |
Frequently Asked Questions
Which is cheaper, AGRW or SCHD?
AGRW has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, AGRW or SCHD?
Over the past year AGRW returned +14.22% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), AGRW annualized +24.46% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AGRW or SCHD?
AGRW has been the more volatile fund at 17.3% annualized versus 13.6% for SCHD. Worst drawdown: AGRW -16.5% vs SCHD -33.4%.
Should I hold both AGRW and SCHD?
AGRW and SCHD have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGRW and SCHD?
AGRW and SCHD share 1 common holdings with a 1.1% weight overlap. Combined, they hold 148 unique securities.
Which pays a higher dividend, AGRW or SCHD?
AGRW yields 0.12% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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