AGRW vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricAGRWSPYWinner
Expense Ratio0.35%0.09%
AUM$108M$789.1B
Dividend Yield0.12%1.01%
Holdings46505
YTD Return+9.83%+13.79%
1Y Return+14.22%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)17.3%15.3%
Max Drawdown-16.5%-56.5%
Fund FamilyAllspring Global InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionMar 26, 2025Jan 22, 1993

AGRW vs SPY Performance

Allspring LT Large Growth ETF (AGRW) is a ETF from Allspring Global Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year AGRW returned +14.22% while SPY returned +23.66%. Year to date, AGRW is up 9.83% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

AGRW has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.5% for AGRW and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AGRW charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, AGRW currently yields 0.12% against 1.01% for SPY.

Holdings Overlap

37.9%overlap

AGRW and SPY share 38 holdings out of 514 unique holdings combined, representing a 37.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AGRWWeight in SPYDifference
NVDA15.12%7.31%7.81%
AAPL4.72%7.09%2.37%
GOOG8.56%2.66%5.90%
AVGOProProPro
MSFTProProPro
AMZNProProPro
METAProProPro
LLYProProPro
VProProPro
LRCXProProPro
See all 10 holdings AGRW shares with SPY
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Frequently Asked Questions

Which is cheaper, AGRW or SPY?

AGRW has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, AGRW or SPY?

Over the past year AGRW returned +14.22% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), AGRW annualized +24.46% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, AGRW or SPY?

AGRW has been the more volatile fund at 17.3% annualized versus 15.3% for SPY. Worst drawdown: AGRW -16.5% vs SPY -56.5%.

Should I hold both AGRW and SPY?

AGRW and SPY have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between AGRW and SPY?

AGRW and SPY share 38 common holdings with a 37.9% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, AGRW or SPY?

AGRW yields 0.12% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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