VTI vs WTBN
VTI vs WTBN
Vanguard Total Stock Market ETF vs WisdomTree Bianco Total Return Fund ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | WTBN | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.60% | |
| AUM | $663.5B | $102M | |
| Dividend Yield | 1.07% | 4.06% | |
| Holdings | 3,543 | 11 | |
| YTD Return | +13.57% | -0.70% | |
| 1Y Return | +24.23% | +1.41% | |
| 3Y Return (annualized) | +20.73% | - | |
| 5Y Return (annualized) | +12.24% | - | |
| Volatility (annualized) | 15.3% | 4.0% | |
| Max Drawdown | -56.6% | -3.4% | |
| Fund Family | Vanguard (US) | WisdomTree Investments | |
| Category | Equity | Fixed Income | |
| Inception | May 24, 2001 | Dec 20, 2023 |
VTI vs WTBN Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WisdomTree Bianco Total Return Fund ETF (WTBN) is a ETF from WisdomTree Investments. Over the past year VTI returned +24.23% while WTBN returned +1.41%. Year to date, VTI is up 13.57% versus a loss of 0.70% for WTBN.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.0% for WTBN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -3.4% for WTBN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while WTBN charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.06% for WTBN.
Holdings Overlap
VTI and WTBN share 0 holdings out of 2800 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or WTBN?
VTI has an expense ratio of 0.03% while WTBN charges 0.60%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, VTI or WTBN?
Over the past year VTI returned +24.23% vs +1.41% for WTBN, so VTI leads on 1-year performance. Over the longest common window we track (3 years), VTI annualized +8.12% vs +3.92% for WTBN. Past performance does not guarantee future results.
Which is riskier, VTI or WTBN?
VTI has been the more volatile fund at 15.3% annualized versus 4.0% for WTBN. Worst drawdown: VTI -56.6% vs WTBN -3.4%.
Should I hold both VTI and WTBN?
VTI and WTBN have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and WTBN?
VTI and WTBN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2800 unique securities.
Which pays a higher dividend, VTI or WTBN?
VTI yields 1.07% while WTBN yields 4.06%, so WTBN currently pays the higher dividend yield.
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