VOO vs VTI
VOO vs VTI
Vanguard S&P 500 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VOO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $979.0B | $663.5B | |
| Dividend Yield | 1.09% | 1.07% | |
| Holdings | 509 | 3,543 | |
| YTD Return | +9.95% | +10.14% | |
| 1Y Return | +19.58% | +19.82% | |
| 3Y Return (annualized) | +19.43% | +18.94% | |
| 5Y Return (annualized) | +12.89% | +11.79% | |
| Volatility (annualized) | 14.2% | 15.4% | |
| Max Drawdown | -34.3% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 7, 2010 | May 24, 2001 |
VOO vs VTI Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VOO returned +19.58% while VTI returned +19.82%. Year to date, VOO is up 9.95% versus a gain of 10.14% for VTI.
Over three years, VOO compounded at +19.43% per year against +18.94% for VTI; over five years the annualized figures are +12.89% and +11.79% respectively. Across the full 16-year window we track, VOO has the edge at +13.35% annualized vs +7.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VOO charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VOO currently yields 1.09% against 1.07% for VTI.
Holdings Overlap
VOO and VTI share 467 holdings out of 2821 unique holdings combined, representing a 86.7% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in VOO | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.51% | 6.32% | 1.19% |
| AAPL | 6.59% | 5.84% | 0.75% |
| MSFT | 4.30% | 3.81% | 0.49% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings VOO shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, VOO or VTI?
VOO has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, VOO or VTI?
Over the past year VOO returned +19.58% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.35% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, VOO or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 14.2% for VOO. Worst drawdown: VOO -34.3% vs VTI -56.6%.
Should I hold both VOO and VTI?
VOO and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VOO and VTI?
VOO and VTI share 467 common holdings with a 86.7% weight overlap. Combined, they hold 2821 unique securities.
Which pays a higher dividend, VOO or VTI?
VOO yields 1.09% while VTI yields 1.07%, so VOO currently pays the higher dividend yield.
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