SCHD vs WTBN
SCHD vs WTBN
Schwab US Dividend Equity ETF vs WisdomTree Bianco Total Return Fund ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | WTBN | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.60% | |
| AUM | $103.7B | $102M | |
| Dividend Yield | 3.31% | 4.06% | |
| Holdings | 104 | 11 | |
| YTD Return | +24.26% | -0.82% | |
| 1Y Return | +31.38% | +1.33% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 4.0% | |
| Max Drawdown | -33.4% | -3.4% | |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Dec 20, 2023 |
SCHD vs WTBN Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WisdomTree Bianco Total Return Fund ETF (WTBN) is a ETF from WisdomTree Investments. Over the past year SCHD returned +31.38% while WTBN returned +1.33%. Year to date, SCHD is up 24.26% versus a loss of 0.82% for WTBN.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.0% for WTBN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.4% for WTBN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTBN charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 4.06% for WTBN.
Holdings Overlap
SCHD and WTBN share 0 holdings out of 117 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or WTBN?
SCHD has an expense ratio of 0.06% while WTBN charges 0.60%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, SCHD or WTBN?
Over the past year SCHD returned +31.38% vs +1.33% for WTBN, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.39% vs +3.86% for WTBN. Past performance does not guarantee future results.
Which is riskier, SCHD or WTBN?
SCHD has been the more volatile fund at 13.6% annualized versus 4.0% for WTBN. Worst drawdown: SCHD -33.4% vs WTBN -3.4%.
Should I hold both SCHD and WTBN?
SCHD and WTBN have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and WTBN?
SCHD and WTBN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 117 unique securities.
Which pays a higher dividend, SCHD or WTBN?
SCHD yields 3.31% while WTBN yields 4.06%, so WTBN currently pays the higher dividend yield.
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