VNLA vs VTI
VNLA vs VTI
Janus Henderson Short Duration Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VNLA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.03% | |
| AUM | $3.2B | $663.5B | |
| Dividend Yield | 5.25% | 1.07% | |
| Holdings | 380 | 3,543 | |
| YTD Return | +2.04% | +11.83% | |
| 1Y Return | +4.23% | +21.79% | |
| 3Y Return (annualized) | +5.60% | +20.40% | |
| 5Y Return (annualized) | +3.91% | +11.96% | |
| Volatility (annualized) | 1.5% | 15.3% | |
| Max Drawdown | -4.7% | -56.6% | |
| Fund Family | Janus Henderson Investors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 16, 2016 | May 24, 2001 |
VNLA vs VTI Performance
Janus Henderson Short Duration Income ETF (VNLA) is a ETF from Janus Henderson Investors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VNLA returned +4.23% while VTI returned +21.79%. Year to date, VNLA is up 2.04% versus a gain of 11.83% for VTI.
Over three years, VNLA compounded at +5.60% per year against +20.40% for VTI; over five years the annualized figures are +3.91% and +11.96% respectively. Across the full 10-year window we track, VTI has the edge at +8.06% annualized vs +2.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.5% for VNLA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.7% for VNLA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VNLA charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, VNLA currently yields 5.25% against 1.07% for VTI.
Holdings Overlap
VNLA and VTI share 0 holdings out of 2978 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VNLA or VTI?
VNLA has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $20 per year of difference.
Which performed better, VNLA or VTI?
Over the past year VNLA returned +4.23% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (10 years), VNLA annualized +2.08% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, VNLA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.5% for VNLA. Worst drawdown: VNLA -4.7% vs VTI -56.6%.
Should I hold both VNLA and VTI?
VNLA and VTI have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VNLA and VTI?
VNLA and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2978 unique securities.
Which pays a higher dividend, VNLA or VTI?
VNLA yields 5.25% while VTI yields 1.07%, so VNLA currently pays the higher dividend yield.
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