IVV vs VNLA

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVVNLAWinner
Expense Ratio0.03%0.23%
AUM$865.2B$3.2B
Dividend Yield1.09%5.25%
Holdings508380
YTD Return+13.52%+2.13%
1Y Return+23.63%+4.32%
3Y Return (annualized)+21.26%+5.63%
5Y Return (annualized)+13.52%+3.93%
Volatility (annualized)15.1%1.5%
Max Drawdown-56.5%-4.7%
Fund FamilyiShares by BlackRock (US)Janus Henderson Investors
CategoryEquityFixed Income
InceptionMay 15, 2000Nov 16, 2016

IVV vs VNLA Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Janus Henderson Short Duration Income ETF (VNLA) is a ETF from Janus Henderson Investors. Over the past year IVV returned +23.63% while VNLA returned +4.32%. Year to date, IVV is up 13.52% versus a gain of 2.13% for VNLA.

Over three years, IVV compounded at +21.26% per year against +5.63% for VNLA; over five years the annualized figures are +13.52% and +3.93% respectively. Across the full 10-year window we track, IVV has the edge at +7.04% annualized vs +2.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.5% for VNLA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.7% for VNLA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while VNLA charges 0.23%. On a $10,000 position that is $3 vs $23 annually, a gap of $20 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.25% for VNLA.

Holdings Overlap

0.0%overlap

IVV and VNLA share 0 holdings out of 700 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or VNLA?

IVV has an expense ratio of 0.03% while VNLA charges 0.23%. IVV is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, IVV or VNLA?

Over the past year IVV returned +23.63% vs +4.32% for VNLA, so IVV leads on 1-year performance. Over the longest common window we track (10 years), IVV annualized +7.04% vs +2.09% for VNLA. Past performance does not guarantee future results.

Which is riskier, IVV or VNLA?

IVV has been the more volatile fund at 15.1% annualized versus 1.5% for VNLA. Worst drawdown: IVV -56.5% vs VNLA -4.7%.

Should I hold both IVV and VNLA?

IVV and VNLA have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and VNLA?

IVV and VNLA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 700 unique securities.

Which pays a higher dividend, IVV or VNLA?

IVV yields 1.09% while VNLA yields 5.25%, so VNLA currently pays the higher dividend yield.

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