USCA vs VTI
USCA vs VTI
Xtrackers MSCI USA Climate Action Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | USCA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $3.4B | $663.5B | |
| Dividend Yield | 1.14% | 1.07% | |
| Holdings | 273 | 3,543 | |
| YTD Return | +10.07% | +13.39% | |
| 1Y Return | +16.98% | +23.21% | |
| 3Y Return (annualized) | +19.29% | +20.65% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 12.8% | 15.3% | |
| Max Drawdown | -19.1% | -56.6% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 4, 2023 | May 24, 2001 |
USCA vs VTI Performance
Xtrackers MSCI USA Climate Action Equity ETF (USCA) is a ETF from Xtrackers ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USCA returned +16.98% while VTI returned +23.21%. Year to date, USCA is up 10.07% versus a gain of 13.39% for VTI.
Over three years, USCA compounded at +19.29% per year against +20.65% for VTI. Across the full 3-year window we track, USCA has the edge at +21.38% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.8% for USCA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for USCA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
USCA charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, USCA currently yields 1.14% against 1.07% for VTI.
Holdings Overlap
USCA and VTI share 378 holdings out of 2810 unique holdings combined, representing a 74.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in USCA | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 9.16% | 6.32% | 2.84% |
| AAPL | 9.38% | 5.84% | 3.54% |
| MSFT | 5.17% | 3.81% | 1.36% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings USCA shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, USCA or VTI?
USCA has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, USCA or VTI?
Over the past year USCA returned +16.98% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), USCA annualized +21.38% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, USCA or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.8% for USCA. Worst drawdown: USCA -19.1% vs VTI -56.6%.
Should I hold both USCA and VTI?
USCA and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between USCA and VTI?
USCA and VTI share 378 common holdings with a 74.8% weight overlap. Combined, they hold 2810 unique securities.
Which pays a higher dividend, USCA or VTI?
USCA yields 1.14% while VTI yields 1.07%, so USCA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.