Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Xtrackers MSCI USA Climate Action Equity ETF (USCA) is a ETF from Xtrackers ETFs. Over the past year SCHD returned +30.42% while USCA returned +17.24%. Year to date, SCHD is up 23.31% versus a gain of 10.31% for USCA.

Over three years, SCHD compounded at +14.66% per year against +19.40% for USCA. Across the full 3-year window we track, USCA has the edge at +21.48% annualized vs +11.34%. Past performance does not guarantee future results.

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.8% for USCA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -19.1% for USCA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

SCHD charges 0.06% per year while USCA charges 0.07%. On a $10,000 position that is $6 vs $7 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.14% for USCA.