QQQH vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricQQQHVTIWinner
Expense Ratio0.68%0.03%
AUM$375M$663.5B
Dividend Yield9.56%1.07%
Holdings1063,543
YTD Return+6.35%+13.57%
1Y Return+13.41%+24.23%
3Y Return (annualized)+18.21%+20.73%
5Y Return (annualized)+7.69%+12.24%
Volatility (annualized)13.2%15.3%
Max Drawdown-31.2%-56.6%
Fund FamilyNEOSVanguard (US)
CategoryEquityEquity
InceptionNov 8, 2024May 24, 2001

QQQH vs VTI Performance

NEOS Nasdaq-100 Hedged Equity Income ETF (QQQH) is a ETF from NEOS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QQQH returned +13.41% while VTI returned +24.23%. Year to date, QQQH is up 6.35% versus a gain of 13.57% for VTI.

Over three years, QQQH compounded at +18.21% per year against +20.73% for VTI; over five years the annualized figures are +7.69% and +12.24% respectively. Across the full 7-year window we track, QQQH has the edge at +8.53% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.2% for QQQH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.2% for QQQH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQH charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, QQQH currently yields 9.56% against 1.07% for VTI.

Holdings Overlap

46.7%overlap

QQQH and VTI share 89 holdings out of 2797 unique holdings combined, representing a 46.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQHWeight in VTIDifference
NVDA7.78%6.32%1.46%
AAPL8.13%5.84%2.29%
MSFT4.59%3.81%0.78%
AMZNProProPro
MUProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
AMDProProPro
METAProProPro
See all 10 holdings QQQH shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQH or VTI?

QQQH has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.

Which performed better, QQQH or VTI?

Over the past year QQQH returned +13.41% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), QQQH annualized +8.53% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, QQQH or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.2% for QQQH. Worst drawdown: QQQH -31.2% vs VTI -56.6%.

Should I hold both QQQH and VTI?

QQQH and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQH and VTI?

QQQH and VTI share 89 common holdings with a 46.7% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, QQQH or VTI?

QQQH yields 9.56% while VTI yields 1.07%, so QQQH currently pays the higher dividend yield.

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