QQQH vs SCHD
QQQH vs SCHD
NEOS Nasdaq-100 Hedged Equity Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QQQH offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQH | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.06% | |
| AUM | $375M | $103.7B | |
| Dividend Yield | 9.56% | 3.31% | |
| Holdings | 106 | 104 | |
| YTD Return | +6.56% | +24.08% | |
| 1Y Return | +13.37% | +31.88% | |
| 3Y Return (annualized) | +18.31% | +14.92% | |
| 5Y Return (annualized) | +7.83% | +9.85% | |
| Volatility (annualized) | 13.2% | 13.6% | |
| Max Drawdown | -31.2% | -33.4% | |
| Fund Family | NEOS | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 8, 2024 | Oct 20, 2011 |
QQQH vs SCHD Performance
NEOS Nasdaq-100 Hedged Equity Income ETF (QQQH) is a ETF from NEOS and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QQQH returned +13.37% while SCHD returned +31.88%. Year to date, QQQH is up 6.56% versus a gain of 24.08% for SCHD.
Over three years, QQQH compounded at +18.31% per year against +14.92% for SCHD; over five years the annualized figures are +7.83% and +9.85% respectively. Across the full 7-year window we track, SCHD has the edge at +11.39% annualized vs +8.57%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for QQQH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.2% for QQQH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQH charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, QQQH currently yields 9.56% against 3.31% for SCHD.
Holdings Overlap
QQQH and SCHD share 8 holdings out of 195 unique holdings combined, representing a 5.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in QQQH | Weight in SCHD | Difference |
|---|---|---|---|
| AMGN | 0.89% | 4.25% | 3.36% |
| TXN | 1.15% | 3.70% | 2.55% |
| PEP | 0.84% | 3.72% | 2.88% |
| QCOM | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
| CMCSA | Pro | Pro | Pro |
| FAST | Pro | Pro | Pro |
| PAYX | Pro | Pro | Pro |
See all 8 holdings QQQH shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QQQH or SCHD?
QQQH has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, QQQH or SCHD?
Over the past year QQQH returned +13.37% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), QQQH annualized +8.57% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, QQQH or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for QQQH. Worst drawdown: QQQH -31.2% vs SCHD -33.4%.
Should I hold both QQQH and SCHD?
QQQH and SCHD have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQH and SCHD?
QQQH and SCHD share 8 common holdings with a 5.0% weight overlap. Combined, they hold 195 unique securities.
Which pays a higher dividend, QQQH or SCHD?
QQQH yields 9.56% while SCHD yields 3.31%, so QQQH currently pays the higher dividend yield.
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