LTL vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricLTLVTIWinner
Expense Ratio0.95%0.03%
AUM$6M$663.5B
Dividend Yield1.07%1.07%
Holdings293,543
YTD Return-17.28%+10.14%
1Y Return-4.17%+19.82%
3Y Return (annualized)+25.79%+18.94%
5Y Return (annualized)+14.31%+11.79%
Volatility (annualized)34.2%15.4%
Max Drawdown-80.7%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionMar 25, 2008May 24, 2001

LTL vs VTI Performance

ProShares Ultra Communication Services (LTL) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LTL returned -4.17% while VTI returned +19.82%. Year to date, LTL is down 17.28% versus a gain of 10.14% for VTI.

Over three years, LTL compounded at +25.79% per year against +18.94% for VTI; over five years the annualized figures are +14.31% and +11.79% respectively. Across the full 18-year window we track, VTI has the edge at +7.99% annualized vs +5.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LTL has been the more volatile fund, with annualized monthly volatility of 34.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -80.7% for LTL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

LTL charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, LTL currently yields 1.07% against 1.07% for VTI.

Holdings Overlap

8.5%overlap

LTL and VTI share 21 holdings out of 2785 unique holdings combined, representing a 8.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in LTLWeight in VTIDifference
META10.56%1.70%8.86%
GOOGL6.67%2.88%3.79%
GOOG5.36%2.27%3.09%
NFLXProProPro
TMUSProProPro
DISProProPro
TTWOProProPro
VZProProPro
EAProProPro
LYVProProPro
See all 10 holdings LTL shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, LTL or VTI?

LTL has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, LTL or VTI?

Over the past year LTL returned -4.17% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (18 years), LTL annualized +5.48% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, LTL or VTI?

LTL has been the more volatile fund at 34.2% annualized versus 15.4% for VTI. Worst drawdown: LTL -80.7% vs VTI -56.6%.

Should I hold both LTL and VTI?

LTL and VTI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LTL and VTI?

LTL and VTI share 21 common holdings with a 8.5% weight overlap. Combined, they hold 2785 unique securities.

Which pays a higher dividend, LTL or VTI?

LTL yields 1.07% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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