LTL vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricLTLSPYWinner
Expense Ratio0.95%0.09%
AUM$6M$789.1B
Dividend Yield1.07%1.01%
Holdings29505
YTD Return-12.68%+11.49%
1Y Return-0.04%+21.37%
3Y Return (annualized)+30.27%+20.76%
5Y Return (annualized)+15.05%+12.94%
Volatility (annualized)34.2%15.3%
Max Drawdown-80.7%-56.5%
Fund FamilyProSharesState Street Investment Management
CategoryAlternativeEquity
InceptionMar 25, 2008Jan 22, 1993

LTL vs SPY Performance

ProShares Ultra Communication Services (LTL) is a ETF from ProShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year LTL returned -0.04% while SPY returned +21.37%. Year to date, LTL is down 12.68% versus a gain of 11.49% for SPY.

Over three years, LTL compounded at +30.27% per year against +20.76% for SPY; over five years the annualized figures are +15.05% and +12.94% respectively. Across the full 18-year window we track, SPY has the edge at +8.78% annualized vs +5.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

LTL has been the more volatile fund, with annualized monthly volatility of 34.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -80.7% for LTL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

LTL charges 0.95% per year while SPY charges 0.09%. On a $10,000 position that is $95 vs $9 annually, a gap of $86 per year that compounds over a long holding period. On income, LTL currently yields 1.07% against 1.01% for SPY.

Holdings Overlap

9.9%overlap

LTL and SPY share 22 holdings out of 504 unique holdings combined, representing a 9.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in LTLWeight in SPYDifference
META10.56%2.03%8.53%
GOOGL6.67%3.32%3.35%
GOOG5.36%2.66%2.70%
NFLXProProPro
TMUSProProPro
DISProProPro
TTWOProProPro
VZProProPro
EAProProPro
TProProPro
See all 10 holdings LTL shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, LTL or SPY?

LTL has an expense ratio of 0.95% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, LTL or SPY?

Over the past year LTL returned -0.04% vs +21.37% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (18 years), LTL annualized +5.79% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, LTL or SPY?

LTL has been the more volatile fund at 34.2% annualized versus 15.3% for SPY. Worst drawdown: LTL -80.7% vs SPY -56.5%.

Should I hold both LTL and SPY?

LTL and SPY have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LTL and SPY?

LTL and SPY share 22 common holdings with a 9.9% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, LTL or SPY?

LTL yields 1.07% while SPY yields 1.01%, so LTL currently pays the higher dividend yield.

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