EUSB vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. EUSB offers more diversification with 3804 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: EUSB

Side-by-Side Comparison

MetricEUSBVYMWinner
Expense Ratio0.12%0.04%
AUM$712M$79.0B
Dividend Yield3.95%2.86%
Holdings4,208568
YTD Return-0.46%+13.24%
1Y Return+2.76%+23.76%
3Y Return (annualized)+4.11%+16.97%
5Y Return (annualized)-0.22%+12.26%
Volatility (annualized)5.7%14.6%
Max Drawdown-18.3%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJun 23, 2020Nov 10, 2006

EUSB vs VYM Performance

iShares ESG Advanced Universal USD Bond ETF (EUSB) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EUSB returned +2.76% while VYM returned +23.76%. Year to date, EUSB is down 0.46% versus a gain of 13.24% for VYM.

Over three years, EUSB compounded at +4.11% per year against +16.97% for VYM; over five years the annualized figures are -0.22% and +12.26% respectively. Across the full 6-year window we track, VYM has the edge at +6.96% annualized vs -0.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.7% for EUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for EUSB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EUSB charges 0.12% per year while VYM charges 0.04%. On a $10,000 position that is $12 vs $4 annually, a gap of $8 per year that compounds over a long holding period. On income, EUSB currently yields 3.95% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

EUSB and VYM share 4 holdings out of 4358 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EUSBWeight in VYMDifference
KDP0.01%0.17%0.16%
HUBB0.01%0.12%0.11%
RPRX0.01%0.08%0.07%
SFProProPro
See all 4 holdings EUSB shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EUSB or VYM?

EUSB has an expense ratio of 0.12% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $8 per year of difference.

Which performed better, EUSB or VYM?

Over the past year EUSB returned +2.76% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), EUSB annualized -0.04% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, EUSB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.7% for EUSB. Worst drawdown: EUSB -18.3% vs VYM -58.8%.

Should I hold both EUSB and VYM?

EUSB and VYM have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUSB and VYM?

EUSB and VYM share 4 common holdings with a 0.0% weight overlap. Combined, they hold 4358 unique securities.

Which pays a higher dividend, EUSB or VYM?

EUSB yields 3.95% while VYM yields 2.86%, so EUSB currently pays the higher dividend yield.

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