EUSB vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricEUSBVXUSWinner
Expense Ratio0.12%0.05%
AUM$712M$156.5B
Dividend Yield3.95%2.60%
Holdings4,2088,747
YTD Return-0.46%+11.13%
1Y Return+2.76%+27.13%
3Y Return (annualized)+4.11%+17.24%
5Y Return (annualized)-0.22%+8.71%
Volatility (annualized)5.7%15.1%
Max Drawdown-18.3%-39.9%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionJun 23, 2020Jan 26, 2011

EUSB vs VXUS Performance

iShares ESG Advanced Universal USD Bond ETF (EUSB) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year EUSB returned +2.76% while VXUS returned +27.13%. Year to date, EUSB is down 0.46% versus a gain of 11.13% for VXUS.

Over three years, EUSB compounded at +4.11% per year against +17.24% for VXUS; over five years the annualized figures are -0.22% and +8.71% respectively. Across the full 6-year window we track, VXUS has the edge at +4.66% annualized vs -0.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.7% for EUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for EUSB and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EUSB charges 0.12% per year while VXUS charges 0.05%. On a $10,000 position that is $12 vs $5 annually, a gap of $7 per year that compounds over a long holding period. On income, EUSB currently yields 3.95% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

EUSB and VXUS share 4 holdings out of 11660 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EUSBWeight in VXUSDifference
NST:AU0.01%0.07%0.06%
ARGENT 4.125 07/09/30.05%0.00%0.05%
ARGENT 3.5 07/09/410.03%0.00%0.03%
ARGENT 5 01/09/38ProProPro
See all 4 holdings EUSB shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EUSB or VXUS?

EUSB has an expense ratio of 0.12% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, EUSB or VXUS?

Over the past year EUSB returned +2.76% vs +27.13% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), EUSB annualized -0.04% vs +4.66% for VXUS. Past performance does not guarantee future results.

Which is riskier, EUSB or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 5.7% for EUSB. Worst drawdown: EUSB -18.3% vs VXUS -39.9%.

Should I hold both EUSB and VXUS?

EUSB and VXUS have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUSB and VXUS?

EUSB and VXUS share 4 common holdings with a 0.0% weight overlap. Combined, they hold 11660 unique securities.

Which pays a higher dividend, EUSB or VXUS?

EUSB yields 3.95% while VXUS yields 2.60%, so EUSB currently pays the higher dividend yield.

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