EUSB vs SPY
EUSB vs SPY
iShares ESG Advanced Universal USD Bond ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. EUSB offers more diversification with 3804 holdings.
Side-by-Side Comparison
| Metric | EUSB | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.09% | |
| AUM | $712M | $789.1B | |
| Dividend Yield | 3.95% | 1.01% | |
| Holdings | 4,208 | 505 | |
| YTD Return | -0.21% | +13.50% | |
| 1Y Return | +2.13% | +23.56% | |
| 3Y Return (annualized) | +4.27% | +21.17% | |
| 5Y Return (annualized) | -0.17% | +13.46% | |
| Volatility (annualized) | 5.7% | 15.3% | |
| Max Drawdown | -18.3% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 23, 2020 | Jan 22, 1993 |
EUSB vs SPY Performance
iShares ESG Advanced Universal USD Bond ETF (EUSB) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EUSB returned +2.13% while SPY returned +23.56%. Year to date, EUSB is down 0.21% versus a gain of 13.50% for SPY.
Over three years, EUSB compounded at +4.27% per year against +21.17% for SPY; over five years the annualized figures are -0.17% and +13.46% respectively. Across the full 6-year window we track, SPY has the edge at +8.85% annualized vs +0.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.7% for EUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.3% for EUSB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EUSB charges 0.12% per year while SPY charges 0.09%. On a $10,000 position that is $12 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, EUSB currently yields 3.95% against 1.01% for SPY.
Holdings Overlap
EUSB and SPY share 4 holdings out of 4303 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EUSB | Weight in SPY | Difference |
|---|---|---|---|
| LRCX | 0.00% | 0.68% | 0.68% |
| AON | 0.01% | 0.12% | 0.11% |
| KDP | 0.01% | 0.07% | 0.06% |
| HUBB | Pro | Pro | Pro |
See all 4 holdings EUSB shares with SPY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EUSB or SPY?
EUSB has an expense ratio of 0.12% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, EUSB or SPY?
Over the past year EUSB returned +2.13% vs +23.56% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), EUSB annualized +0.00% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, EUSB or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 5.7% for EUSB. Worst drawdown: EUSB -18.3% vs SPY -56.5%.
Should I hold both EUSB and SPY?
EUSB and SPY have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EUSB and SPY?
EUSB and SPY share 4 common holdings with a 0.0% weight overlap. Combined, they hold 4303 unique securities.
Which pays a higher dividend, EUSB or SPY?
EUSB yields 3.95% while SPY yields 1.01%, so EUSB currently pays the higher dividend yield.
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