EUSB vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. EUSB offers more diversification with 3804 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: EUSB

Side-by-Side Comparison

MetricEUSBIVVWinner
Expense Ratio0.12%0.03%
AUM$712M$865.2B
Dividend Yield3.95%1.09%
Holdings4,208508
YTD Return-0.46%+9.93%
1Y Return+2.76%+19.59%
3Y Return (annualized)+4.11%+19.41%
5Y Return (annualized)-0.22%+12.89%
Volatility (annualized)5.7%15.1%
Max Drawdown-18.3%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionJun 23, 2020May 15, 2000

EUSB vs IVV Performance

iShares ESG Advanced Universal USD Bond ETF (EUSB) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EUSB returned +2.76% while IVV returned +19.59%. Year to date, EUSB is down 0.46% versus a gain of 9.93% for IVV.

Over three years, EUSB compounded at +4.11% per year against +19.41% for IVV; over five years the annualized figures are -0.22% and +12.89% respectively. Across the full 6-year window we track, IVV has the edge at +6.91% annualized vs -0.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.7% for EUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for EUSB and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EUSB charges 0.12% per year while IVV charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, EUSB currently yields 3.95% against 1.09% for IVV.

Holdings Overlap

0.2%overlap

EUSB and IVV share 4 holdings out of 4305 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in EUSBWeight in IVVDifference
XTSLA2.76%0.15%2.61%
AON0.01%0.12%0.11%
KDP0.01%0.06%0.05%
HUBBProProPro
See all 4 holdings EUSB shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, EUSB or IVV?

EUSB has an expense ratio of 0.12% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, EUSB or IVV?

Over the past year EUSB returned +2.76% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), EUSB annualized -0.04% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, EUSB or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 5.7% for EUSB. Worst drawdown: EUSB -18.3% vs IVV -56.5%.

Should I hold both EUSB and IVV?

EUSB and IVV have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUSB and IVV?

EUSB and IVV share 4 common holdings with a 0.2% weight overlap. Combined, they hold 4305 unique securities.

Which pays a higher dividend, EUSB or IVV?

EUSB yields 3.95% while IVV yields 1.09%, so EUSB currently pays the higher dividend yield.

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