EMNT vs SCHD
EMNT vs SCHD
PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EMNT offers more diversification with 120 holdings.
Side-by-Side Comparison
| Metric | EMNT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.06% | |
| AUM | $212M | $103.7B | |
| Dividend Yield | 4.05% | 3.31% | |
| Holdings | 225 | 104 | |
| YTD Return | +2.06% | +23.53% | |
| 1Y Return | +3.95% | +30.95% | |
| 3Y Return (annualized) | +5.04% | +14.72% | |
| 5Y Return (annualized) | +3.52% | +9.56% | |
| Volatility (annualized) | 1.2% | 13.6% | |
| Max Drawdown | -2.4% | -33.4% | |
| Fund Family | PIMCO (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Dec 10, 2019 | Oct 20, 2011 |
EMNT vs SCHD Performance
PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund (EMNT) is a ETF from PIMCO (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EMNT returned +3.95% while SCHD returned +30.95%. Year to date, EMNT is up 2.06% versus a gain of 23.53% for SCHD.
Over three years, EMNT compounded at +5.04% per year against +14.72% for SCHD; over five years the annualized figures are +3.52% and +9.56% respectively. Across the full 7-year window we track, SCHD has the edge at +11.35% annualized vs +2.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.2% for EMNT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.4% for EMNT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EMNT charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, EMNT currently yields 4.05% against 3.31% for SCHD.
Holdings Overlap
EMNT and SCHD share 0 holdings out of 220 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EMNT or SCHD?
EMNT has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, EMNT or SCHD?
Over the past year EMNT returned +3.95% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), EMNT annualized +2.78% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, EMNT or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 1.2% for EMNT. Worst drawdown: EMNT -2.4% vs SCHD -33.4%.
Should I hold both EMNT and SCHD?
EMNT and SCHD have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EMNT and SCHD?
EMNT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 220 unique securities.
Which pays a higher dividend, EMNT or SCHD?
EMNT yields 4.05% while SCHD yields 3.31%, so EMNT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.