EMNT vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricEMNTSPYWinner
Expense Ratio0.24%0.09%
AUM$212M$789.1B
Dividend Yield4.05%1.01%
Holdings225505
YTD Return+2.05%+13.50%
1Y Return+3.98%+23.56%
3Y Return (annualized)+5.05%+21.17%
5Y Return (annualized)+3.51%+13.46%
Volatility (annualized)1.2%15.3%
Max Drawdown-2.4%-56.5%
Fund FamilyPIMCO (US)State Street Investment Management
CategoryFixed IncomeEquity
InceptionDec 10, 2019Jan 22, 1993

EMNT vs SPY Performance

PIMCO Enhanced Short Maturity Active ESG Exchange-Traded Fund (EMNT) is a ETF from PIMCO (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EMNT returned +3.98% while SPY returned +23.56%. Year to date, EMNT is up 2.05% versus a gain of 13.50% for SPY.

Over three years, EMNT compounded at +5.05% per year against +21.17% for SPY; over five years the annualized figures are +3.51% and +13.46% respectively. Across the full 7-year window we track, SPY has the edge at +8.85% annualized vs +2.78%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.2% for EMNT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.4% for EMNT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EMNT charges 0.24% per year while SPY charges 0.09%. On a $10,000 position that is $24 vs $9 annually, a gap of $15 per year that compounds over a long holding period. On income, EMNT currently yields 4.05% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

EMNT and SPY share 0 holdings out of 623 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EMNT or SPY?

EMNT has an expense ratio of 0.24% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, EMNT or SPY?

Over the past year EMNT returned +3.98% vs +23.56% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (7 years), EMNT annualized +2.78% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, EMNT or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 1.2% for EMNT. Worst drawdown: EMNT -2.4% vs SPY -56.5%.

Should I hold both EMNT and SPY?

EMNT and SPY have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EMNT and SPY?

EMNT and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 623 unique securities.

Which pays a higher dividend, EMNT or SPY?

EMNT yields 4.05% while SPY yields 1.01%, so EMNT currently pays the higher dividend yield.

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