CFIT vs VTI
CFIT vs VTI
Cambria Fixed Income Trend ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | CFIT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $42M | $663.5B | |
| Dividend Yield | 3.86% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +2.70% | +13.57% | |
| 1Y Return | +6.82% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 6.7% | 15.3% | |
| Max Drawdown | -5.3% | -56.6% | |
| Fund Family | Cambria Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 28, 2025 | May 24, 2001 |
CFIT vs VTI Performance
Cambria Fixed Income Trend ETF (CFIT) is a ETF from Cambria Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CFIT returned +6.82% while VTI returned +24.23%. Year to date, CFIT is up 2.70% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.7% for CFIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.3% for CFIT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CFIT charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, CFIT currently yields 3.86% against 1.07% for VTI.
Holdings Overlap
CFIT and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CFIT or VTI?
CFIT has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, CFIT or VTI?
Over the past year CFIT returned +6.82% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), CFIT annualized +5.04% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, CFIT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.7% for CFIT. Worst drawdown: CFIT -5.3% vs VTI -56.6%.
Should I hold both CFIT and VTI?
CFIT and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CFIT and VTI?
CFIT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, CFIT or VTI?
CFIT yields 3.86% while VTI yields 1.07%, so CFIT currently pays the higher dividend yield.
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