CFIT vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricCFITVOOWinner
Expense Ratio0.50%0.03%
AUM$42M$979.0B
Dividend Yield3.86%1.09%
Holdings6509
YTD Return+2.70%+13.31%
1Y Return+6.82%+24.01%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+13.34%
Volatility (annualized)6.7%14.1%
Max Drawdown-5.3%-34.3%
Fund FamilyCambria Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 28, 2025Sep 7, 2010

CFIT vs VOO Performance

Cambria Fixed Income Trend ETF (CFIT) is a ETF from Cambria Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CFIT returned +6.82% while VOO returned +24.01%. Year to date, CFIT is up 2.70% versus a gain of 13.31% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.7% for CFIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.3% for CFIT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CFIT charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, CFIT currently yields 3.86% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

CFIT and VOO share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CFIT or VOO?

CFIT has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, CFIT or VOO?

Over the past year CFIT returned +6.82% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), CFIT annualized +5.04% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, CFIT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 6.7% for CFIT. Worst drawdown: CFIT -5.3% vs VOO -34.3%.

Should I hold both CFIT and VOO?

CFIT and VOO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CFIT and VOO?

CFIT and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, CFIT or VOO?

CFIT yields 3.86% while VOO yields 1.09%, so CFIT currently pays the higher dividend yield.

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