CFIT vs VYM
CFIT vs VYM
Cambria Fixed Income Trend ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | CFIT | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.04% | |
| AUM | $42M | $79.0B | |
| Dividend Yield | 3.86% | 2.86% | |
| Holdings | 6 | 568 | |
| YTD Return | +2.24% | +15.20% | |
| 1Y Return | +6.48% | +25.56% | |
| 3Y Return (annualized) | - | +17.86% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 6.6% | 14.6% | |
| Max Drawdown | -5.3% | -58.8% | |
| Fund Family | Cambria Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 28, 2025 | Nov 10, 2006 |
CFIT vs VYM Performance
Cambria Fixed Income Trend ETF (CFIT) is a ETF from Cambria Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CFIT returned +6.48% while VYM returned +25.56%. Year to date, CFIT is up 2.24% versus a gain of 15.20% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.6% for CFIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.3% for CFIT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CFIT charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, CFIT currently yields 3.86% against 2.86% for VYM.
Holdings Overlap
CFIT and VYM share 0 holdings out of 564 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CFIT or VYM?
CFIT has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, CFIT or VYM?
Over the past year CFIT returned +6.48% vs +25.56% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), CFIT annualized +4.69% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, CFIT or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 6.6% for CFIT. Worst drawdown: CFIT -5.3% vs VYM -58.8%.
Should I hold both CFIT and VYM?
CFIT and VYM have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CFIT and VYM?
CFIT and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 564 unique securities.
Which pays a higher dividend, CFIT or VYM?
CFIT yields 3.86% while VYM yields 2.86%, so CFIT currently pays the higher dividend yield.
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