CFIT vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricCFITQQQWinner
Expense Ratio0.50%0.18%
AUM$42M$455.8B
Dividend Yield3.86%0.41%
Holdings6108
YTD Return+2.70%+17.27%
1Y Return+6.82%+28.64%
3Y Return (annualized)-+24.88%
5Y Return (annualized)-+14.86%
Volatility (annualized)6.7%30.6%
Max Drawdown-5.3%-83.0%
Fund FamilyCambria Investment ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionMar 28, 2025Mar 10, 1999

CFIT vs QQQ Performance

Cambria Fixed Income Trend ETF (CFIT) is a ETF from Cambria Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year CFIT returned +6.82% while QQQ returned +28.64%. Year to date, CFIT is up 2.70% versus a gain of 17.27% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 6.7% for CFIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.3% for CFIT and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CFIT charges 0.50% per year while QQQ charges 0.18%. On a $10,000 position that is $50 vs $18 annually, a gap of $32 per year that compounds over a long holding period. On income, CFIT currently yields 3.86% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

CFIT and QQQ share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CFIT or QQQ?

CFIT has an expense ratio of 0.50% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, CFIT or QQQ?

Over the past year CFIT returned +6.82% vs +28.64% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), CFIT annualized +5.04% vs +13.08% for QQQ. Past performance does not guarantee future results.

Which is riskier, CFIT or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 6.7% for CFIT. Worst drawdown: CFIT -5.3% vs QQQ -83.0%.

Should I hold both CFIT and QQQ?

CFIT and QQQ have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CFIT and QQQ?

CFIT and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.

Which pays a higher dividend, CFIT or QQQ?

CFIT yields 3.86% while QQQ yields 0.41%, so CFIT currently pays the higher dividend yield.

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