AGGA vs SCHD
AGGA vs SCHD
EA Astoria Beacon Dynamic Core US Fixed Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AGGA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.06% | |
| AUM | $93M | $103.7B | |
| Dividend Yield | 4.24% | 3.31% | |
| Holdings | 17 | 104 | |
| YTD Return | +0.85% | +24.08% | |
| 1Y Return | +2.99% | +31.88% | |
| 3Y Return (annualized) | - | +14.92% | |
| 5Y Return (annualized) | - | +9.85% | |
| Volatility (annualized) | 1.9% | 13.6% | |
| Max Drawdown | -1.5% | -33.4% | |
| Fund Family | Astoria Portfolio Advisors | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Apr 30, 2025 | Oct 20, 2011 |
AGGA vs SCHD Performance
EA Astoria Beacon Dynamic Core US Fixed Income ETF (AGGA) is a ETF from Astoria Portfolio Advisors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AGGA returned +2.99% while SCHD returned +31.88%. Year to date, AGGA is up 0.85% versus a gain of 24.08% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.9% for AGGA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.5% for AGGA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AGGA charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, AGGA currently yields 4.24% against 3.31% for SCHD.
Holdings Overlap
AGGA and SCHD share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AGGA or SCHD?
AGGA has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, AGGA or SCHD?
Over the past year AGGA returned +2.99% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), AGGA annualized +4.18% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AGGA or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 1.9% for AGGA. Worst drawdown: AGGA -1.5% vs SCHD -33.4%.
Should I hold both AGGA and SCHD?
AGGA and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AGGA and SCHD?
AGGA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.
Which pays a higher dividend, AGGA or SCHD?
AGGA yields 4.24% while SCHD yields 3.31%, so AGGA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.