AGGA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricAGGASPYWinner
Expense Ratio0.55%0.09%
AUM$93M$789.1B
Dividend Yield4.24%1.01%
Holdings17505
YTD Return+0.49%+13.79%
1Y Return+2.66%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)1.9%15.3%
Max Drawdown-1.5%-56.5%
Fund FamilyAstoria Portfolio AdvisorsState Street Investment Management
CategoryFixed IncomeEquity
InceptionApr 30, 2025Jan 22, 1993

AGGA vs SPY Performance

EA Astoria Beacon Dynamic Core US Fixed Income ETF (AGGA) is a ETF from Astoria Portfolio Advisors and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year AGGA returned +2.66% while SPY returned +23.66%. Year to date, AGGA is up 0.49% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.9% for AGGA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.5% for AGGA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AGGA charges 0.55% per year while SPY charges 0.09%. On a $10,000 position that is $55 vs $9 annually, a gap of $46 per year that compounds over a long holding period. On income, AGGA currently yields 4.24% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

AGGA and SPY share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AGGA or SPY?

AGGA has an expense ratio of 0.55% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, AGGA or SPY?

Over the past year AGGA returned +2.66% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), AGGA annualized +3.86% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, AGGA or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 1.9% for AGGA. Worst drawdown: AGGA -1.5% vs SPY -56.5%.

Should I hold both AGGA and SPY?

AGGA and SPY have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AGGA and SPY?

AGGA and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.

Which pays a higher dividend, AGGA or SPY?

AGGA yields 4.24% while SPY yields 1.01%, so AGGA currently pays the higher dividend yield.

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