VTI vs ZINC

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIZINCWinner
Expense Ratio0.03%0.55%
AUM$663.5B$8M
Dividend Yield1.07%0.00%
Holdings3,54351
YTD Return+13.57%+3.91%
1Y Return+24.23%-
3Y Return (annualized)+20.73%-
5Y Return (annualized)+12.24%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-2.9%
Fund FamilyVanguard (US)Zacks
CategoryEquityEquity
InceptionMay 24, 2001Jun 2, 2026

VTI vs ZINC Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Zacks Income ETF (ZINC) is a ETF from Zacks. Year to date, VTI is up 13.57% versus a gain of 3.91% for ZINC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -2.9% for ZINC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while ZINC charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for ZINC.

Holdings Overlap

3.8%overlap

VTI and ZINC share 30 holdings out of 2804 unique holdings combined, representing a 3.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in ZINCDifference
ES0.04%5.64%5.60%
JPM1.11%4.21%3.10%
MO0.17%4.74%4.57%
EIXProProPro
CVXProProPro
TROWProProPro
FITBProProPro
UNMProProPro
UBSIProProPro
VLOProProPro
See all 10 holdings VTI shares with ZINC
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or ZINC?

VTI has an expense ratio of 0.03% while ZINC charges 0.55%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

What is the holdings overlap between VTI and ZINC?

VTI and ZINC share 30 common holdings with a 3.8% weight overlap. Combined, they hold 2804 unique securities.

Which pays a higher dividend, VTI or ZINC?

VTI yields 1.07% while ZINC yields 0.00%, so VTI currently pays the higher dividend yield.

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