SCHD vs ZINC
SCHD vs ZINC
Schwab US Dividend Equity ETF vs Zacks Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | ZINC | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.55% | |
| AUM | $103.7B | $8M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 51 | |
| YTD Return | +23.53% | +3.41% | |
| 1Y Return | +30.95% | - | |
| 3Y Return (annualized) | +14.72% | - | |
| 5Y Return (annualized) | +9.56% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -3.2% | |
| Fund Family | Charles Schwab Asset Management | Zacks | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 2, 2026 |
SCHD vs ZINC Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Zacks Income ETF (ZINC) is a ETF from Zacks. Year to date, SCHD is up 23.53% versus a gain of 3.41% for ZINC.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.2% for ZINC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while ZINC charges 0.55%. On a $10,000 position that is $6 vs $55 annually, a gap of $49 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for ZINC.
Holdings Overlap
SCHD and ZINC share 12 holdings out of 139 unique holdings combined, representing a 12.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in ZINC | Difference |
|---|---|---|---|
| MO | 3.15% | 4.74% | 1.59% |
| CVX | 3.95% | 3.07% | 0.88% |
| VZ | 3.68% | 1.60% | 2.08% |
| FITB | Pro | Pro | Pro |
| TROW | Pro | Pro | Pro |
| GIS | Pro | Pro | Pro |
| KMB | Pro | Pro | Pro |
| BBY | Pro | Pro | Pro |
| WU | Pro | Pro | Pro |
| FNF | Pro | Pro | Pro |
See all 10 holdings SCHD shares with ZINC Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or ZINC?
SCHD has an expense ratio of 0.06% while ZINC charges 0.55%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
What is the holdings overlap between SCHD and ZINC?
SCHD and ZINC share 12 common holdings with a 12.4% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, SCHD or ZINC?
SCHD yields 3.31% while ZINC yields 0.00%, so SCHD currently pays the higher dividend yield.
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