VTI vs XRMI
VTI vs XRMI
Vanguard Total Stock Market ETF vs Global X S&P 500 Risk Managed Income ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | XRMI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.60% | |
| AUM | $663.5B | $50M | |
| Dividend Yield | 1.07% | 12.60% | |
| Holdings | 3,543 | 510 | |
| YTD Return | +14.20% | +4.37% | |
| 1Y Return | +24.16% | +10.59% | |
| 3Y Return (annualized) | +21.12% | +6.97% | |
| 5Y Return (annualized) | +12.37% | +2.81% | |
| Volatility (annualized) | 15.3% | 6.7% | |
| Max Drawdown | -56.6% | -15.3% | |
| Fund Family | Vanguard (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Aug 25, 2021 |
VTI vs XRMI Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is a ETF from Global X by mirae Asset. Over the past year VTI returned +24.16% while XRMI returned +10.59%. Year to date, VTI is up 14.20% versus a gain of 4.37% for XRMI.
Over three years, VTI compounded at +21.12% per year against +6.97% for XRMI; over five years the annualized figures are +12.37% and +2.81% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs +2.81%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.7% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -15.3% for XRMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XRMI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 12.60% for XRMI.
Holdings Overlap
VTI and XRMI share 421 holdings out of 2823 unique holdings combined, representing a 42.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XRMI | Difference |
|---|---|---|---|
| LRCX | 0.74% | 7.42% | 6.68% |
| WMT | 0.68% | 6.50% | 5.82% |
| NVDA | 6.32% | 0.01% | 6.31% |
| AAPL | Pro | Pro | Pro |
| CAT | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| MSFT | Pro | Pro | Pro |
| COST | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
See all 10 holdings VTI shares with XRMI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, VTI or XRMI?
VTI has an expense ratio of 0.03% while XRMI charges 0.60%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, VTI or XRMI?
Over the past year VTI returned +24.16% vs +10.59% for XRMI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.14% vs +2.81% for XRMI. Past performance does not guarantee future results.
Which is riskier, VTI or XRMI?
VTI has been the more volatile fund at 15.3% annualized versus 6.7% for XRMI. Worst drawdown: VTI -56.6% vs XRMI -15.3%.
Should I hold both VTI and XRMI?
VTI and XRMI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and XRMI?
VTI and XRMI share 421 common holdings with a 42.6% weight overlap. Combined, they hold 2823 unique securities.
Which pays a higher dividend, VTI or XRMI?
VTI yields 1.07% while XRMI yields 12.60%, so XRMI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.