IVV vs XRMI
IVV vs XRMI
iShares Core S&P 500 ETF vs Global X S&P 500 Risk Managed Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XRMI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.60% | |
| AUM | $865.2B | $50M | |
| Dividend Yield | 1.09% | 12.60% | |
| Holdings | 508 | 510 | |
| YTD Return | +13.52% | +4.31% | |
| 1Y Return | +23.63% | +10.65% | |
| 3Y Return (annualized) | +21.26% | +6.85% | |
| 5Y Return (annualized) | +13.52% | +2.80% | |
| Volatility (annualized) | 15.1% | 6.7% | |
| Max Drawdown | -56.5% | -15.3% | |
| Fund Family | iShares by BlackRock (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Aug 25, 2021 |
IVV vs XRMI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Global X S&P 500 Risk Managed Income ETF (XRMI) is a ETF from Global X by mirae Asset. Over the past year IVV returned +23.63% while XRMI returned +10.65%. Year to date, IVV is up 13.52% versus a gain of 4.31% for XRMI.
Over three years, IVV compounded at +21.26% per year against +6.85% for XRMI; over five years the annualized figures are +13.52% and +2.80% respectively. Across the full 5-year window we track, IVV has the edge at +7.04% annualized vs +2.80%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.7% for XRMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -15.3% for XRMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XRMI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 12.60% for XRMI.
Holdings Overlap
IVV and XRMI share 453 holdings out of 513 unique holdings combined, representing a 47.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in XRMI | Difference |
|---|---|---|---|
| NVDA | 7.76% | 0.01% | 7.75% |
| AAPL | 7.44% | 0.01% | 7.43% |
| WMT | 0.75% | 6.50% | 5.75% |
| CAT | Pro | Pro | Pro |
| MSFT | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| ABBV | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| COST | Pro | Pro | Pro |
| MA | Pro | Pro | Pro |
See all 10 holdings IVV shares with XRMI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or XRMI?
IVV has an expense ratio of 0.03% while XRMI charges 0.60%. IVV is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, IVV or XRMI?
Over the past year IVV returned +23.63% vs +10.65% for XRMI, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.04% vs +2.80% for XRMI. Past performance does not guarantee future results.
Which is riskier, IVV or XRMI?
IVV has been the more volatile fund at 15.1% annualized versus 6.7% for XRMI. Worst drawdown: IVV -56.5% vs XRMI -15.3%.
Should I hold both IVV and XRMI?
IVV and XRMI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XRMI?
IVV and XRMI share 453 common holdings with a 47.6% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, IVV or XRMI?
IVV yields 1.09% while XRMI yields 12.60%, so XRMI currently pays the higher dividend yield.
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