VTI vs WOMN

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIWOMNWinner
Expense Ratio0.03%0.75%
AUM$663.5B$56M
Dividend Yield1.07%1.15%
Holdings3,543204
YTD Return+13.39%+9.24%
1Y Return+23.21%+15.85%
3Y Return (annualized)+20.65%+13.87%
5Y Return (annualized)+12.18%+9.21%
Volatility (annualized)15.3%16.6%
Max Drawdown-56.6%-32.2%
Fund FamilyVanguard (US)Impact shares
CategoryEquityEquity
InceptionMay 24, 2001Aug 24, 2018

VTI vs WOMN Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Impact Shares Women's Empowerment ETF (WOMN) is a ETF from Impact shares. Over the past year VTI returned +23.21% while WOMN returned +15.85%. Year to date, VTI is up 13.39% versus a gain of 9.24% for WOMN.

Over three years, VTI compounded at +20.65% per year against +13.87% for WOMN; over five years the annualized figures are +12.18% and +9.21% respectively. Across the full 8-year window we track, WOMN has the edge at +12.87% annualized vs +8.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WOMN has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -32.2% for WOMN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VTI charges 0.03% per year while WOMN charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.15% for WOMN.

Holdings Overlap

34.8%overlap

VTI and WOMN share 191 holdings out of 2795 unique holdings combined, representing a 34.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in WOMNDifference
NVDA6.32%4.24%2.08%
MSFT3.81%4.65%0.84%
GOOGL2.88%4.40%1.52%
JPM:USProProPro
CSCOProProPro
VZProProPro
XOMProProPro
VProProPro
TXNProProPro
ABBVProProPro
See all 10 holdings VTI shares with WOMN
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VTI or WOMN?

VTI has an expense ratio of 0.03% while WOMN charges 0.75%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, VTI or WOMN?

Over the past year VTI returned +23.21% vs +15.85% for WOMN, so VTI leads on 1-year performance. Over the longest common window we track (8 years), VTI annualized +8.11% vs +12.87% for WOMN. Past performance does not guarantee future results.

Which is riskier, VTI or WOMN?

WOMN has been the more volatile fund at 16.6% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs WOMN -32.2%.

Should I hold both VTI and WOMN?

VTI and WOMN have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VTI and WOMN?

VTI and WOMN share 191 common holdings with a 34.8% weight overlap. Combined, they hold 2795 unique securities.

Which pays a higher dividend, VTI or WOMN?

VTI yields 1.07% while WOMN yields 1.15%, so WOMN currently pays the higher dividend yield.

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